Getting a building plan sanctioned is only half the process. After construction, the owner applies to the authority to confirm the building was built as approved.
Completion certificate
The completion certificate confirms that construction has been completed according to the sanctioned plan and the applicable rules.
Occupancy certificate
The occupancy certificate confirms the building is fit to be occupied. Depending on the authority and the building type, it may be issued together with completion or separately.
Why they matter
- Permanent electricity and water connections may require them.
- Banks often ask for them for home loans and loans against property.
- Buyers and their lawyers check them during resale.
- They protect you if the building is ever questioned.
Typical documents
Requirements vary, but commonly include the sanctioned plan, completion drawings showing the building as built, structural safety certificate, fire NOC where applicable, photographs and the owner's application and declarations.
The most common problem: deviations
If the building differs from the sanctioned plan – extra coverage, enclosed stilt, extra height or changed setbacks – the certificate can be refused or delayed. Some minor changes may be regularised; others must be corrected. The best protection is to build exactly as sanctioned and keep your architect involved during construction.
Procedures differ between authorities and change over time. Confirm the current requirements for your building.
Need completion drawings or help with your application? Talk to Design Tech+.